Fees & Insurance

Emerald Psychotherapy is committed to making the process of understanding costs and coverage as straightforward as possible. Here is everything you need to know before getting started.

Insurance

Emerald Psychotherapy currently accepts most Blue Cross Blue Shield plans. If you plan to use insurance, please verify your mental health benefits before your first session. This includes your copay, deductible, and any coverage limitations. You are responsible for understanding your plan and any costs it does not cover.

Please note that using insurance for therapy requires a clinical diagnosis to be on file. If you prefer to keep a diagnosis off the record, self-pay may be a better fit.

If your insurance is not listed above, see the out of network benefits and self-pay sections below.

Out of Network Benefits

If you have an insurance other than Blue Cross Blue Shield, that does not mean you have no coverage. Many out-of-network plans still reimburse a portion of session costs, so it is worth calling the number on the back of your insurance card and asking about your out-of-network mental health benefits before we begin. Once you know what your plan covers, I partner with Mentaya, a free service for clients that files claims on your behalf so you do not have to deal with paperwork or insurance calls after each session.

Self-Pay

The self-pay rate is $180 per standard 53-55 minute session. Self-pay clients are not required to carry a clinical diagnosis, which is one of the benefits of paying out of pocket. It also offers more flexibility and privacy in your care.

Good Faith Estimate

As required by law, Emerald Psychotherapy provides all clients with a Good Faith Estimate before services begin. This is a written estimate of the expected cost of your care based on your anticipated treatment. It is not a contract or a guarantee, but it is your right to have it. If you have questions about your estimate, please do not hesitate to ask.